Army SKT Allowances & Benefits 2026 – Allowances, Insurance & Other Benefits

Army SKT, also known as Store Keeper Technical, is recruited under the Agnipath Scheme as an Agniveer category. Along with the fixed Agniveer salary package, eligible candidates can receive applicable allowances and several service-related benefits during their four-year engagement. These benefits may include Risk & Hardship Allowance, Ration Allowance, Dress Allowance, Travel Allowance, medical facilities, CSD facilities, life insurance and the Seva Nidhi package.

For candidates preparing for Army SKT Recruitment 2026, it is important to understand the difference between the monthly in-hand salary, applicable allowances and terminal benefits. The exact allowances depend on service conditions, location and government rules applicable from time to time.

Army SKT Allowances 2026

The Agniveer package is a composite pay structure. In addition to the applicable package, an Agniveer may receive certain allowances depending on the nature and location of duty.

1. Risk & Hardship Allowance

Risk and Hardship Allowance is one of the important benefits associated with Agniveer service. It is applicable depending on the nature of duties, operational conditions and the location of posting.

The amount is not a universal fixed amount for every Army SKT candidate. Candidates posted in different environments may have different eligibility depending on the applicable government and Army rules.

2. Ration Allowance

Agniveers can receive applicable ration-related benefits according to service rules. The availability and form of the benefit can depend on the place of duty and prevailing arrangements.

Therefore, candidates should avoid assuming that a particular fixed ration amount will be added to the monthly salary in every posting.

3. Dress Allowance

Dress Allowance is another applicable benefit under the Agniveer pay and allowances structure. It is intended to cover eligible requirements related to prescribed dress and clothing as determined by the service rules.

4. Travel Allowance

Eligible Agniveers can receive Travel Allowance according to applicable government and Army rules. The benefit depends on the nature of official travel and the conditions under which the travel is undertaken.

Army SKT Seva Nidhi Benefit 2026

Seva Nidhi is one of the major financial benefits available to Agniveers after completion of the four-year engagement period. A portion of the monthly package is contributed to the Agniveer Corpus Fund and the Government makes a matching contribution.

Army SKT Life Insurance Benefit

Agniveers are provided non-contributory life insurance cover of ₹48 lakh for the duration of their engagement period. This is an important financial protection benefit available during service.

The insurance cover is provided without a separate contribution from the Agniveer. The applicable terms and conditions are governed by the official service provisions.

Medical Facilities for Army SKT Agniveers

During the engagement period, Agniveers are entitled to medical facilities at Service Hospitals as applicable. Medical support is an important part of the service environment and is subject to the rules and arrangements of the Indian Army.

CSD Facilities

Agniveers are also entitled to applicable CSD provisions during their engagement period. The availability and conditions of CSD benefits are governed by the relevant service rules.

Leave Benefits

The current Agniveer recruitment terms provide for leave subject to the exigencies of the Indian Army. Annual leave may be up to 30 days per year, while sick leave is based on medical advice.

Agniveer Skill Certificate

After completion of the engagement period, Agniveers receive a detailed Skill-Set Certificate highlighting the skills and level of competency acquired during their service. This certificate can help candidates present their military and technical skills when pursuing opportunities after their Agniveer tenure.

No PF, Gratuity or Pension Benefits

Agniveers are not required to make contributions to the Government Provident Fund under the scheme. They also do not have entitlement to gratuity or pensionary benefits under the Agnipath engagement arrangement.

Candidates should therefore understand that the Agniveer financial structure is different from the regular Army cadre. The four-year engagement, Seva Nidhi and applicable allowances form part of the Agnipath framework.

Benefits After Four Years of Service

At the end of the four-year engagement, Agniveers can receive the applicable Seva Nidhi package and Skill-Set Certificate. Subject to organisational requirements and the prescribed selection process, up to 25% of a batch may be selected for enrolment in the regular cadre.

Those who are not retained can use their acquired skills, discipline, training and service experience while pursuing further education, employment, entrepreneurship and other career opportunities.

Army SKT Allowances & Benefits – Quick Summary

Frequently Asked Questions