Army SKT Salary 2026

# Army SKT Salary 2026 – Monthly Salary, In-Hand Pay, Allowances & Seva Nidhi

Army SKT Salary 2026 is an important topic for candidates preparing for the Agniveer Clerk / Store Keeper Technical (SKT) post. Under the Agnipath scheme, Agniveers receive a customised monthly package that increases each year. A portion of the package is contributed to the Agniveer Corpus Fund, while the Government makes an equal contribution. :contentReference[oaicite:0]{index=0}

Army SKT Salary 2026 – Overview

The Government's official Agnipath information specifies monthly packages of ₹30,000, ₹33,000, ₹36,500 and ₹40,000 for the first through fourth years respectively. :contentReference[oaicite:1]{index=1}

Army SKT Monthly Salary 2026

The monthly package increases every year during the four-year engagement period. However, the amount credited as in-hand pay is lower because 30% of the monthly package is contributed to the Agniveer Corpus Fund.

These figures are from the Government's published Agnipath salary structure. :contentReference[oaicite:2]{index=2}

Army SKT In-Hand Salary 2026

The expected monthly in-hand amount based on the official 70% structure is:

• 1st Year: ₹21,000 per month
• 2nd Year: ₹23,100 per month
• 3rd Year: ₹25,580 per month
• 4th Year: ₹28,000 per month

In addition to the basic customised package, applicable Risk and Hardship Allowances are provided according to the conditions applicable to the three services. :contentReference[oaicite:3]{index=3}

Army SKT Salary Structure 2026

The salary structure works through three main components:

1. Monthly Customised Package

The Agniveer receives a monthly package that increases from ₹30,000 in the first year to ₹40,000 in the fourth year.

2. Agniveer Corpus Fund Contribution

Thirty percent of the monthly package is contributed to the Agniveer Corpus Fund. The Government makes an equal contribution to the corpus fund. :contentReference[oaicite:4]{index=4}

3. Seva Nidhi Package

After completing the four-year engagement, the eligible Agniveer receives a one-time Seva Nidhi package. The Government has stated that the package is approximately ₹11.71 lakh, including applicable accumulated interest. :contentReference[oaicite:5]{index=5}

Army SKT Seva Nidhi After 4 Years

At the end of four years, the Agniveer's contribution and the Government's matching contribution form the corpus used for the Seva Nidhi payment. The Government's published figures show approximately ₹5.02 lakh from the Agniveer's contributions and an equal ₹5.02 lakh Government contribution, with applicable interest included in the final Seva Nidhi amount. :contentReference[oaicite:6]{index=6}

Army SKT Salary – Allowances and Benefits

Apart from the monthly package, Agniveers can receive applicable allowances and benefits according to service conditions and Government rules.

• Risk and Hardship Allowance, where applicable
• Ration-related benefits as applicable
• Uniform-related benefits as applicable
• Travel allowance as applicable
• Non-contributory life insurance cover
• Seva Nidhi package after completion of the engagement period
• Training and military skill development

Government information states that Agniveers receive a ₹48 lakh non-contributory life insurance cover during their engagement period. :contentReference[oaicite:7]{index=7}

Army SKT Salary – Is There Pension?

No. Agniveers do not receive regular pensionary benefits or gratuity under the four-year Agnipath engagement structure. Instead, eligible Agniveers receive the Seva Nidhi package at the end of their engagement period. :contentReference[oaicite:8]{index=8}

Army SKT Salary After 4 Years

After completing four years, Agniveers are not automatically retained as regular Army personnel. The Government has stated that, based on organisational requirements and policies, Agniveers may be offered an opportunity to apply for permanent enrolment. Up to 25% of each specific batch may be enrolled in the regular cadre, subject to applicable selection criteria. :contentReference[oaicite:9]{index=9}

Those who are selected for regular enrolment are then governed by the terms and conditions applicable to regular Army personnel.

Army SKT Salary – Four-Year Earnings

The annual package increases during each year of service:

• First Year: ₹30,000 monthly package
• Second Year: ₹33,000 monthly package
• Third Year: ₹36,500 monthly package
• Fourth Year: ₹40,000 monthly package

The Government's published figures show the annual package rising from approximately ₹4.76 lakh in the first year to approximately ₹6.92 lakh in the fourth year. :contentReference[oaicite:10]{index=10}

Army SKT Salary 2026 – Important Points

• Army SKT candidates are recruited under the applicable Agniveer structure.
• The first-year monthly package is ₹30,000.
• The second-year monthly package is ₹33,000.
• The third-year monthly package is ₹36,500.
• The fourth-year monthly package is ₹40,000.
• 70% of the monthly package is shown as in-hand pay under the official structure.
• 30% is contributed to the Agniveer Corpus Fund.
• The Government makes an equal corpus contribution.
• Applicable Risk and Hardship Allowances may be provided.
• The Seva Nidhi package is approximately ₹11.71 lakh after four years, including applicable interest.
• Seva Nidhi is exempt from Income Tax.
• Agniveers receive ₹48 lakh non-contributory life insurance cover during the engagement period.
• There is no entitlement to regular pension or gratuity under the four-year Agniveer engagement.
• Up to 25% of each batch may be considered for regular enrolment, subject to applicable rules and selection.

Army SKT Salary 2026 – FAQs

Official reference: The Government's Agnipath information specifies the Agniveer salary package, corpus contribution, Seva Nidhi and insurance benefits. :contentReference[oaicite:11]{index=11}